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企业家必须要有积谷防饥的意识【原创】  

2012-10-21 00:41:36|  分类: 默认分类 |  标签: |举报 |字号 订阅

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Since last year, the domestic economy is in the mire of the economic crisis, especially in Erdos city economic suffer a disastrous decline, some construction projects due to lack of follow-up funds are be at a standstill, forming a place only frame of the rotten poop. The building is also built a price no city don't sell, real estate business withdrawal of funds difficulties, this to the bank and individual pay loan return not; The cash of migrant workers salary pays not; The delivery of materials of delivery, in short, a word is the lack of money! Recently, Erdos city a make real estate entrepreneur friends to call loans 300000 yuan all seek credit locks, said. The friend urgent looks like on the hot pot's ant, I and an old leadership to help him and Inner Mongolia a famous entrepreneur coordination of borrowing things didn't succeed, we can only worried, there is no way.

In fact, the entrepreneurs friends in the economic situation is good don't know product valley hunger truth, spend generous, plus a investment decision-making mistakes lose a lot. I have to remind him to save expenses, put an end to waste, absolutely can't disorderly investment, especially in the economic crisis during the first priority is to cover their own fund sources, as far as possible less money, reserve a certain amount of money to prevent sudden crisis. But he did not take my advice seriously, even think my words is alarmism or borrow trouble. If then they company can economize, and not make blind investment, which as for today even $300000 emergency fund also does not have the point? Want to know, again big enterprise can't lost careful calculation and strict budgeting, the fine tradition of thrift!!

从去年以来,国内的经济陷入经济危机的泥潭,尤其是鄂尔多斯市的经济一落千丈,一些在建项目因缺乏后续资金都处于停顿状态,形成一座座只有框架的烂尾楼。建成的楼房也是有价无市卖不出去,房地产商资金回笼困难,该给银行和个人支付的贷款归还不了;该兑现的农民工工资支付不了;该交付的材料款交付不了,总之,一句话就是缺钱!最近,鄂尔多斯市一个搞房地产的企业家朋友来呼借贷30万元都求贷无门、无功而返。这位朋友急得像热锅上的蚂蚁,我和一位老领导帮他和内蒙古一位著名企业家协调借款之事都没有成功,我们只能干着急,实在没办法。
    其实,这位企业家朋友在经济形势好的时候不知道积谷防饥的道理,花钱慷慨大方,再加上一次投资决策的失误损失了不少。我曾经提醒他节约开支,杜绝浪费,绝对不能乱投资,尤其在经济危机期间第一要务是捂住自己的钱袋子,尽量少花钱,预留一定的资金以防突发的危机。可他没有把我的忠告当回事,甚至觉得我的话是危言耸听或者是杞人忧天。如果那时他们公司能够厉行节约、不搞盲目投资,哪至于今天连30万元应急资金也没有的地步呢?要知道,再大的企业也不能丢了精打细算、勤俭节约的优良传统啊!
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